Fee Schedule

Finvest has no account opening fees or transfer fees. We offer commission-free investing. We are totally transparent on fees with you - no sneaky fees now or ever.
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In exchange for the investment management, trading, and custody of Treasury Bills, Finvest charges a flat management fee of 0.03% per month based on the average daily market value of your Treasury Account (daily value is defined as the market value of your Treasury investments). This amount will be deducted from your cash account on a monthly basis. So for example, if the average daily value in your account for a month is $1,000, we will charge 30 cents (A Starbucks latte costs $5 these days).

Treasury Account Fees

0.03% per month based on the average daily market value of your Treasury Account. So for example, if your average daily balance for a month is $1,000, we will charge 30 cents and it will be deducted from your cash account.

If the cash account has insufficient funds on the billing date, we will wait for 5 business days for a deposit to cover the fees and if no action is taken, we will automatically create trades to liquidate your holdings to book the fees.

Account Opening

No Fee

Commissions

No Commissions

ACH Outgoing (From brokerage to bank)

No Fee

ACH Incoming (From bank to brokerage)

No Fee

ACH Return Fee (Occurs when an ACH deposit initially settles but is rejected later)

$20 / transaction

Monthly Fees

No Fee

Finvest Cash Account

Finvest Cash Account gives you a 4.4% annual interest.

Your cash is deposited into a secure government money-market fund, Dreyfus Government Cash Management (DGUXX). The fund has over $100 billion in assets and has daily liquidity.

Fees for Cash Account: 0.11% per month based on the daily balance of your Cash Account. Finvest charges 0.03% per month + DGUXX charges 0.08% per month

So for example, if you’re average daily balance for a month is $1,000, we will charge $1.1 per month

By signing up to Finvest, you automatically get the benefits of the Cash Account.